COMMERCIAL AUTO / TRUCKER INSURANCE
Commercial auto insurance is essential to protect your business from unexpected expenses if you or your employees are involved in an accident.
Whether you have a single work truck or a small fleet of delivery vehicles, your commercial car insurance policy can provide coverage up to your policy limit for:
Expenses for claims related to emergency care
Damage to your vehicle
Gap coverage on financed and leased vehicles
When you purchase a new policy with Next Insurance, you can upgrade it to include hired and non-owned auto insurance. This coverage provides extra protection when you or an employee use rented vehicles or if an employee sometimes uses a personal vehicle for work.
Learn more about HNOA insurance.
Personal auto vs. business auto insurance
Perhaps you already have a personal auto insurance policy. Nice. But it probably won’t cover accidents that happen while you are driving for your business.
If you use your vehicle for work, you may need a business auto insurance policy if you:
Deliver any goods, including pizza, flowers or other products
Provide a service that involves regularly using a vehicle
Carry equipment you use for work, such as cleaning or landscaping tools
Go to job sites