WHO WE ARE

What is an independent insurance broker & why should I choose one?

Independent insurance brokers don’t work for any individual insurance company. Instead, independent brokers act as intermediaries between you and the insurer. This provides you with more flexibility and customization for your insurance needs. By working with an independent broker, we shop your insurance needs among many marketplaces to insure you get the best coverage that suits your needs for a reasonable price. Independent insurance brokers can also save you more money then trying to quote the insurances yourself. We are often times able to properly quote a policy and receive additional savings and credits that a consumer may not be able to achieve on their own. Also, independent insurance brokers earn a commission from the insurance carriers so there is no cost to you for working with a broker. Your independent insurance broker can also help you combine policies to increase your savings. 
 
You may be wondering, why choose us among the many brokers out there? We listen to our clients to make sure we fully understand your wants and then discuss what you need. We have many insurance markets that we work with so we can find you a customized solution and makes sure that your wants are justified by your needs. We have over a decade of combined experience in the insurance industry and hundreds of satisfied customers. We also have the highest level of integrity and will tell you all of the options available to you. We work with only "A" rated insurance carriers and will analyze your specific insurance needs to make sure you are not only receiving a good price, but are also receiving the proper coverage. In case you will have insurance vulnerability, we will provide you with all of the options to address them. For example, if you are located near the ocean or waterway, did you know that your homeowners insurance will not cover you for flood damage? We will let you know any risks that you may have and quote coverage options for you upon your request. If you want to deal with specialists who will know you on a personal and professional level, we are here for you. We are experienced and knowledgeable and we promise you that we will not only do our very best to get your business, we will work even harder to keep it. 

OLEG OSOVSKY

licensed in NJ, NY, PA, MD, DE

As your local Insurance Agent in Marlboro, NJ, I help customers like you identify the insurance coverage that best fits your needs. This process is straightforward and personalized to help make you smarter about insurance.

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ALAN LORMAN

licensed in NJ, NY, PA, MD, DE

Has been serving the New York and Tri-State areas since 2014. Providing customers a personal and seamless experience when guiding customers through their insurance needs. My Certified Public Accounting background allows me to best tailor customer insurance product needs while being compliant with various state jurisdictions and laws.     

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